Optional Travel Insurance Extras


Primary offers comprehensive Travel Insurance that covers many of the issues and unexpected events that you might face on your travels.We also offer a number of extra Travel Insurance add-ons that you can add to your policy so that it meets the specific needs of you holiday.

Golf cover

In addition to the comprehensive cover that comes with Primary Travel Insurance, the Golf cover that you can add on to your policy gives Golfers additional protection.

It covers you for the loss, theft or damage to your Golf Equipment and even for the cost of hiring replacement Equipment if necessary.

In addition, Golf cover from Primary provides cover for Green Fees and Tuition Fees that are not used because of an accident, illness or even because adverse weather causes the closure of the golf course.

Golf cover from Primary includes:

  • Up to £1,500 Equipment cover
  • Up to £300 Golf Fees cover
  • Up to £200 Golf Equipment Hire cover

Business cover

If you’re travelling on business, it’s likely that you’re travelling with equipment that you wouldn’t normally take with you on a holiday. It’s also likely that this equipment is essential to the success of your trip.

The Business cover provided by Primary provides cover in case your Business Equipment is lost, stolen, damaged or delayed. It can even pay for the hire of replacement equipment or for any emergency courier expenses needed to get essential equipment to you.

The Business cover that you can add to your Primary Travel Insurance includes:

  • Business Equipment cover up to £2,000 that includes:
    • Computer Equipment cover up to £1,500
    • Cover for Samples up to £500
  • Delayed Business Equipment up to £200
  • Emergency courier costs up to £500

Baggage and Personal Effects cover

For many people the most important parts of a Travel Insurance policy are the Medical Expenses and Cancellation elements, which Primary includes as standard; but Personal Effects insurance is also essential when travelling abroad as it provides protection for the following areas.

Theft, Damage or Loss - The Baggage and Personal Effects cover that can be added to a Primary Travel Insurance policy protects you against the financial loss that could be incurred if your baggage or effects were lost, stolen or damaged. Primary offers the protection of up to £2,000t of Personal Effects and Baggage cover with its policies.

Travel Documents - If travel documents are lost or stolen Primary can provide cover for up to £200 of expenses that you might incur in securing replacements so that you can carry on with your journey or holiday.

Baggage Delay - If your personal effects are delayed in transit then Primary can pay up to £250 for the purchase of essential items to get you through this difficult time.

Personal Money - Primary’s Personal Money cover provides up to £500t of cover for travellers cheques and currency that are lost or stolen while you’re on your holiday or trip.

Holiday Dispute cover

In the event that your holiday was ruined, for example by unacceptable service standards or false advertising, with Holiday Dispute cover you can take legal action on your return from your holiday to get compensation from the holiday provider who let you down.

Holiday Dispute cover can provide up to £25,000 of cover for legal costs that might be incurred if you take legal action against your Tour Operator, Holiday Company, Travel Agent, Car Hire Company, Airline, Hotel or Coach Operator.

t This is the level or cover available on Plus policies. These levels will vary on other levels of cover.