Primary Insurance - Compare our products

COVER PER PERSON	COMPREHENSIVE		STANDARD		ESSENTIALS
Category	Limit	Excess	Limit	Excess	Limit	Excess
Cancellation and Curtailment	Upto £5,000	£100 (£25 LOD)	Upto £5,000	£100 (£25 LOD)	Upto £1,000	£100 (£25 LOD)
Medical Expenses	Upto £10 million	£100	Upto £5 million	£100	Upto £5 million	£75
Hospital Benefit	£25 per day Upto £750		£25 per day Upto £750		£15 per day Upto £300
Travel Delay	£30 per 12 hour period Upto £300		£30 per 12 hour period Upto £150		£20 per 12 hour period Upto £100
Holiday Abandonment	Upto £3,000	£100	Upto £3,000	£100	Upto £1,500	£100
Catastrophe Cover	Upto £1,000	£100
Mugging	£300	£100
Hijack	£100 per day Upto £2,000	£100
Missed Departure	Upto £1,000	£100	Upto £1,000	£100	Upto £500	£100
Personal Accident	Maximum £25,000		Maximum £15,000		Maximum £10,000
Loss of limbs or sight (aged under 65)	£25,000		£15,000		£10,000
Permanent Total Disablement	£25,000		£15,000		£10,000
Death benefit (aged 18 – 65)	£15,000		£7,500		£5,000
Death benefit (aged under 18 or over 65 years)	£5,000		£3,750 (Under 18's Only)		£2,000
Hotel Services Failure / Withdrawal of services	£50 per day Upto £500		£50 per day Upto £250
Petcare Cover	Upto £300		Upto £300
Home Care Cover	Upto £300	£100
Personal Liability	Upto £2 million	£250	Upto £2 million	£250	Upto £2 million	£250
Legal Expenses	Upto £25,000	£250	Upto £25,000	£250	Upto £10,000	£250
Personal Effects and Baggage	Upto £1,500	£100	Upto £1,500	£100	Upto £750	£100
Single Item Limit	£250	£100	£250		£200
Valuables Limit in total	£250	£100	£250		£200
Travel Documents	Upto £200	£100	Upto £200		Upto £50
Delayed baggage	Upto £200	£100	Upto £200		Upto £50
Personal Money	Upto £500	£100	Upto £500	£100	Upto £100	£100
Cash Limit	£250	£100	£250		£100
Cash (aged under18)	£50	£100	£50		£50

WINTER SPORTS	LIMIT	EXCESS
Ski Equipment		£150
Owned	Upto £750
Hired	£300
Single Item Limit (Owned)	£250
Single Item Limit (Hired)	Upto £100
Ski Hire	£20 per day Upto £200
Ski Pack	Upto £75 per day Upto £450
Piste Closure	£20 per day Upto £200
Avalanche Delay	Upto £300	£100

GOLF COVER	LIMIT	EXCESS
Golf Equipment	Upto £1,500	£100
Single Item Limit	£300
Golf Equipment Hire	£25 per day Upto £200
Green Fees	Upto £75 per day Upto £300

BUSINESS COVER	LIMIT	EXCESS
Business Equipment	Upto £2,000	£100
Single Item Limit	£500
Computer Equipment - Single/Total Item Limit	£1,500
Samples	£500
Business Equipment Delay	£100 per day Upto £200
Emergency Courier	Upto £500
Business Equipment Hire	£50 per day Upto £500
Business Money	Upto £1,000	£100
Cash Limit	£500
Additional Personal Accident	2 x normal benefits